Top Shelf Fundability

Texas Credit Services Organization notice

Where our Texas registration stands, and what the surety bond does and does not mean.

Registration status: registered

Top Shelf Fundability LLC, doing business as Top Shelf Capital, is registered with the Texas Secretary of State as a Credit Services Organization under Texas Finance Code chapter 393. Texas CSO Registration No. 20260142 (status Filed, approved; expires 9/25/2027).

You can confirm the listing on the Texas CSO public search.

Surety bond #352105

A $10,000 surety bond, bond number 352105, issued through BondAbility (NGM Insurance Company), is on file for Top Shelf Fundability LLC d/b/a Top Shelf Capital, with the principal name updated by rider effective October 7, 2026, as required for Texas Credit Services Organizations. Texas Finance Code chapter 393 (Subchapter E) describes when a consumer may make a claim against this bond. Before you sign a contract, our written disclosure statement will explain your right to proceed against the bond and give the surety company’s name and address.

A surety bond is not a registration, a license, or an endorsement by the State of Texas, and it does not mean the State has reviewed or approved our services.

What you will receive before signing

  • A Texas disclosure statement describing the services, their total cost, and your rights (Texas Finance Code § 393.105).
  • The federal “Consumer Credit File Rights Under State and Federal Law” statement, as a separate document (read it here).
  • A written contract with the notice of your right to cancel and cancellation forms attached.

Fees

Texas law allows a bonded credit services organization to be paid before services are complete, but federal law does not allow credit repair organizations to charge or receive payment before services are fully performed. We follow the federal rule: no fee is charged for credit repair until the agreed services are fully performed.

Cancellation

You may cancel within 3 business days of signing, without penalty or obligation. See your right to cancel.

Questions or complaints

Contact us at 910-978-1173 or info@topshelffundability.com. Information about Texas Credit Services Organization registration is available from the Texas Secretary of State.