Credit repair
Dispute work, documentation, and a clean paper trail. No “700 in 30 days” pitch. Results depend on the file.
Top Shelf Fundability LLC · DBA Top Shelf Capital
Get the file right before you ask for the money.
Credit cleanup, business plans, and loan packaging for people who are tired of being told “come back later.” We do the work. We don’t sell miracles.
Fundability
Entity, credit, and package readiness so a lender can actually underwrite you instead of kicking the file back.
Loan packaging
Business plans, narratives, and document sets built so an underwriter can follow the story without guessing.
How we work
You talk. We look at the file. We tell you what is fixable, what is not, and what it costs before any billing starts.
1. Consult
Short call or form. Goals, current credit picture, and what you are trying to fund.
2. Scope
Written work list. No surprise add-ons. You decide whether to move forward.
3. Work the file
Disputes, docs, plan, or package — whatever we agreed in writing.
We do not guarantee a credit score, a loan approval, or a dollar amount. Credit repair and lending decisions belong to bureaus, furnishers, and lenders. If someone promises you a number, walk away.